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Option 3 — Central KYC (CKYC) check

PredictRAM
Params Data Provider Pvt Ltd
SEBI Research Analyst · INH000022400 · BSE Enlistment: 6755 · Member: CarePaRRVA
Backed By · SIIC IIT Kanpur · Tenity (F10) Singapore
DigiLocker: /kyc/cfp-kyc · Offline Aadhaar: /kyc/onboard/offline-aadhaar · Scan + VIPV: /kyc/onboard/vipv

First choose KFin or CVL, enter PAN + DOB, check status. If KYC exists → MITC → Aadhaar eSign (no document upload).

1. Check CKYC / KRA status

Live KFin/CVL download-KYC HTTP APIs are not wired yet (SFTP upload only). This check uses Cashfree PAN Lite + prior PredictRAM KYC sessions, and admin can confirm from the KRA portal.