Resident PAN V-CIP eKYC

Create or update individual resident KYC with PAN — no DigiLocker. Photo ID + PAN + Indian address → liveness → geo-tagged V-CIP → e-Sign → review → KRA.

No DigiLocker path. PAN is verified via Cashfree PAN Lite when Secure ID keys are configured (else format + name). Upload PAN + Aadhaar copies → liveness → geo V-CIP → OTP eSign → maker-checker. Aadhaar image OCR is first-party (not DigiLocker XML); admin reviews copies. Have DigiLocker? Use /kyc/cfp-kyc instead.
1. Profile 2. Documents 3. Liveness 4. V-CIP video 5. e-Sign 6. Review

1. Individual resident profile (NEW / MOD)

Indian residential address