PredictRAM eKYC

Resident clients verify via DigiLocker (MeriPehchaan Auth Partner). NRI clients use a separate video KYC intake. All eKYC links →

Resident eKYC (DigiLocker)

DigiLocker consent → fetch e-Aadhaar XML and PAN Verification Record → name/DOB match check.

Indian resident PAN eKYC (simple)

Indian individual only: DigiLocker/KFin PAN verify → email OTP agreement (no POI/POA/V-CIP).

Start /kyc/pan-vcip

Resident PAN V-CIP (no DigiLocker)

Full Photo ID + PAN + address → liveness → video → e-Sign → KRA when DigiLocker is not used.

Start /kyc/resident-vcip

KFin KRA eKYC (SFTP)

Separate full flow: PAN verify → Aadhaar eKYC → IPV/sign → push pack to KFin KRA via SFTP.

Start KFin KRA eKYC

Demo walkthrough (no live APIs)

Full Resident + NRI eKYC flow for presentations. Simulated only.

Open eKYC demo KYC/KRA dashboard Docs SDK All links

Auth: https://digilocker.meripehchaan.gov.in/public/oauth2/2/authorize
Client ID: BOF1****1590
Callback: https://web.predictram.com/api/kyc/v1/digilocker/callback