Full no-DigiLocker SEBI V-CIP path for individual residents: Photo ID + PAN + Indian address → liveness → video → e-Sign → KRA.
Indian resident only: verify PAN via DigiLocker/KFin, then email OTP agreement.
Open /kyc/pan-vcipUse Cashfree DigiLocker resident CFP-KYC instead.
Open /kyc/cfp-kyc KFin DigiLocker flow